In Cloud Cuckoo Land

The RTM for the kids

(original version here)
  • Cover - The RTM for the kids
Cover - The RTM for the kids The RTM for the kids Acknowledgments/Licence Author's note The RTM for the kids Flower 1 - Principle of symmetry 1 - One man, one vote 2 - Heart and Symmetry 3 - Vote 'YES' ou 'NO' 4 - Money rules the world 5 - One man, one currency note 6 - That’s the way it is Flower 1 - Recap Flower 2 - The average store as reference 1 - 10 trillion euros in all 2 - Income and store 3 - A mark of 10, that’s relative 4 - Necessity of a frame of reference 5 - Average store 6 - Ask for a rise Flower 2 - Recap Flower 3 - Store of value - Means of exchange 1 - Repay interests 2 - The rich more and more rich 3 - 0 as punishment 4 - 20 as reward 5 - Amass a capital 6 - Destructive competition Flower 3 - Recap Flower 4 - An income as reference 1 - An expensive book 2 - A cheap book 3 - Two points of view 4 - Relativity of marks 5 - Neglected points of view 6 - Money is just like gold Flower 4 - Recap Flower 5 - Unit of account 1 - The number of euros increases 2 - The average store increases 3 - Irregular increase 4 - Temporal asymmetry 5 - Spatial asymmetry 6 - Distorting glasses Flower 5 - Recap Flower 6 - Spatial and temporal injustice 1 - Looking for an unchanging money supply 2 - A currency for enslaving 3 - Share the new money spatially 4 - Share the new money in time 5 - To keep an unchanging money supply 6 - Make just trust some people Flower 6 - Recap Flower 7 - Universal Dividend 1 - Increase little by little 2 - 10 new euros a week for everybody 3 - Comparison with the average store 4 - A piece of confetti laid on a balloon 5 - A piece of confetti drawn on a balloon 6 - DU for Dividende Universel Flower 7 - Recap Flower 8 - Exponential growth 1 - The elastic band double in length rapidly 2 - Every week, it’s difficult to follow 3 - Yearly co-creation 4 - Everything double every 7 years 5 - How about counting in number of DUs 6 - Zero growth Flower 8 - Recap Flower 9 - The DU as reference 1 - A book as reference 2 - A frame of reference based on humans 3 - Book at a price of 0,01 DU 4 - The book has increased from 30 to 60 euros in 7 years 5 - At the same time, we received plenty of money 6 - Story of the three sister Flower 9 - Recap Flower 10 - Attraction towards the average 1 - The person who has the average 2 - the person who has less than the average 3 - 9.8 DUs at the 40th 4 - The person who has more than the average store 5 - The person who has all the euros 6 - Virtuous circle Flower 10 - Recap Flower 11 - Rate of the Universal Dividend 1 - A lifetime for money 2 - A symmetry between incoming and outgoing people 3 - Incoming people after 40 years 4 - Outgoing people after 40 years 5 - 2.5 for 100, or 1 for 40 6 - Comparisons with different rates Flower 11 - Recap Flower 12 - Free currency 1 - Universal heritage 2 - Stéphane Laborde and free licence 3 - Non free currency 4 - Local currency 5 - Perishable money 6 - One man, one DU Flower 12 - Recap The RTM for the kids - Recap Back cover - The RTM for the kids
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Screen shots of the book version - Scribus sources available here

Language Sozi version “Book” version Acknowledgements
French Yes Yes (cover) mum
Frenglish Yes Yes (cover) My English teachers?
Catalan Yes Yes (cover) Romain
Spanish Yes Yes (cover) scanlegentil, omereya, kapis
Arabic Ongoing No Redouan
Esperanto Yes Yes (cover) Vivakvo


As a kid, you want to understand the world around you. You ask a lot of questions. As a teenager, you don’t ask questions anymore, you’re seething with anger… and you talk about the “system” we must change. That’s only natural, it’s so obvious that something is wrong1. And at the centre of the system – but also of the majority of the human conversations –, there’s this thing called money …

Who creates money, and for going to whom? Intuitively, a child quickly understands it: there’s no equity in there, money is clearly a instrument of power which is in the hands of a few. So can we talk about democracy without feeling ridiculous? Some live that very well … for my part, I never got used to it, money and democracy form a couple straight out of a humiliating and intolerable farce.

School should invite children to take a critical look on money, but it’s not. Yet, there’s food for thought, with substantive ideas like Basic Income2, demurrage currencies3, local currencies4, RTM5 … Why such humanistic, positive, heartening ideas are not taught at school? What a pity. Thus was born the desire for a presentation of the RTM intended for children.


The solution chosen for this presentation is based on the free software Sozi6.

“Unlike in most presentation applications, a Sozi document is not organised as a slideshow, but rather as a poster where the content of your presentation can be freely laid out. Playing such a presentation consists in a series of translations, zooms and rotations that allow to focus on the elements you want to show.”

So the idea is to browse a large poster by following a predefined path, thanks to a few actions:

  • to move forward (six equivalent possibilities):
    • enter key –  or Enter or Return
    • space bar
    • right arrow key – 
    • left mouse button click
    • Page Down key –  or Page Down or PgDn
    • short touch on a touch-sensitive screen
  • to move backward (four equivalent possibilities):
    • left arrow key – 
    • right mouse button click
    • Page Up key –  or Page Up or PgUp
    • long touch on a touch-sensitive screen
  • To go back to the beginning of the journey:
    • Home key – Home or  
  • To display a clickable list describing the journey:
    • middle mouse button click
    • T key –  “T” for “Table of contents” 
  • To get a high shot of the poster:
    • F key – “F” for “Full View”

You can also move through “hyperlinks” added:

  • on large numbers
    Large coloured circles in the heart of flowers 1 to 6Large coloured circles in the heart of flowers 7 to 12
  • on small numbers
    Small black circles on petals

Lastly, since some web browsers can not play a Sozi présensation and some machines are not powerful enough, there is possibility of converting it, either in video, or in PDF-format document.


Thanks to Stéphane Laborde for this marvellous RTM. Hoping not to misrepresent its spirit.

Thanks to my favorite beta tester. With patience, in spite of my sometimes pathetic behaviour, she gave me all her support, as well as a multitude of advice.


  1. About “what is wrong”, read the work of Jacques Duboin and his daughter about “poverty in abundance”  :
  2. The Basic Income is an income granted by a political community to all its members, on an individual basis, without means test or work requirement  :
  3. A demurrage currency is a currency that depreciates over time. The idea of such a currency was mentioned in 1916 by Silvio Gesell  :
  4. A local currency is a currency not supported by a national government, and intended solely to be exchanged in a restricted area.  :
  5. RTM, Reative Theory of Money, by Stéphane Laborde, monetary theorist very active, to read, see and listen (most often in french)  :
  6. About Sozi, see the website of its creator Guillaume Savaton  :